In the midst of the grief and sorrow associated with the death of a loved one, there are practical things that need to be dealt with. There are final bills to be paid and people who need to be informed of a death. As we have discovered, this can be a problem.
When there is a home, business, land or valuables involved, a will is the best solution. But because none of these things apply to me, I have come up with a simple solution to help my children when my time is up.
Let it be said right here that I have no immediate plans to exit, stage left. I would hope to stick around long enough to really annoy my kids. It is one thing I do well. :)
I have a notebook set aside for this purpose. I am in the process of entering the following information into it:
The location of my checkbook and the name and number of my bank.
The location and PIN number of my debit card. If I had credit cards, those would be included as well.
The location of my stash of cash that I keep for emergencies.
A list of my monthly bills and the contact numbers.
The name and number of my landlord.
Contact information for Social Security, Medicare and any other insurance, along with the location of the cards for each.
Passwords for any electronic devices.
Numbers to call to cancel any services. In my case it is the home health care and grocery delivery services.
I expect I will be adding more to the list as time goes by. Any information that could be useful to survivors is helpful.
One more thing:
My Dad lived a couple hundred miles from me. Due to circumstances, I couldn't see him as often as I would have liked. So I called him often. Dad always ended our conversations with the words, “I sure do love you, Sis.” I always replied that I loved him, too. I have carried on that tradition with my children and grands.
It is a huge comfort to me to know that the last words my son heard me speak were the words, “I love you.”
It is important to tell them. Really important.